True Cost Calculator
Before you buy that new gadget, calculate how much of your life you're trading for it.
Deducts taxes to show your *real* take-home pay.
Your Real Hourly Wage
(After taxes)
This item costs you
Total: working hours
"Is this item worth days of sitting at your desk?"
Percentage of net annual income
Why use this tool?
It's easy to swipe a credit card for a $100 dinner. Use this tool to pause and ask: "Is that dinner worth 5 hours of my work?"
By converting prices into "Life Energy" (the time you traded to earn that money), you can curb impulse buying and make financial decisions that align with your values.
Who is this for?
- Impulse Buyers trying to save more money.
- Negotiators seeing the real impact of a raise.
- FIRE Adherents tracking their time-value of money.
Privacy Guarantee: This calculator runs 100% in your browser. Your salary data is never sent to our servers.
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